Choosing an insurance agency that has experience helping businesses to identify and mitigate their risks is important. Once you know what the main risks are, you can get insurance to help you survive the problems that arise. At Brent Davis Insurance in Allen, TX, we take that responsibility seriously. We get to know our clients and their business. We are independent agents and work with many carriers. This allows us to find the one that can provide the coverage you need at the best price.
Commercial insurance FAQs
What commercial insurance is required in Texas?
Texas is the only state that has no commercial insurance requirements, not even workers’ compensation. Having said that, it is a good idea for most businesses to have some sort of commercial insurance to protect their assets.
What is a BOP (Business Owners Policy)?
A BOP is a combination business insurance policy that is designed for small to medium businesses and, in the most common form, includes commercial property insurance and commercial liability insurance. This offers a lot of protection and by combining the two together, the price is usually better. Another option is to include business interruption coverage, which is another important type of coverage for smaller businesses.
What does commercial property insurance cover?
Commercial property insurance covers the building if you own it and also the content. These are all the things you need to do business. Depending on what type of business you have, it can be machinery, displays, tools, inventory, office furniture and machines, electronics, and raw materials. It covers the things that you use to conduct your business.
Contact Brent Davis Insurance in Allen, TX to let us help you and your business to protect yourselves from all the things that can and will go wrong. Call us for an appointment.