Driving in Texas requires you to have auto insurance for your vehicle. There are several types of insurance coverage that are required to be in your auto policy. These come with minimum amounts that the state mandates, but it’s generally recommended that you raise the amount of coverage you have above the minimum so that you are better protected.
When you need to get an auto insurance policy, call us today at Brent Davis Insurance in Allen, TX.
Liability Coverage in Your Auto Policy
When you get your auto policy, it is required to have two different types of liability coverage that come in three different amounts of coverage. One is a minimum amount of bodily injury liability coverage for one person who has sustained injuries in an accident. There is a separate amount required for everyone in the accident who has injuries. Both of these amounts primarily pay for medical bills that a third party has in an accident that was your fault. Then there is property damage liability coverage that will pay for the damage to the other party’s property that comes from an accident judged to be your fault.
Personal Injury Protection
Another type of coverage that comes in Texas auto insurance is personal injury protection or PIP. This is coverage that pays for your own injuries in an accident that you caused. While Texas policies come with this coverage, you can waive PIP in writing if you choose not to have it.
Get Auto Insurance
Getting your auto insurance is highly important to keep you legal s you drive. Going without it can open you up to a number of fees and fines. To get your auto insurance with all of the right coverage types, call us today at Brent Davis Insurance in Allen, TX.