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Brent Davis Insurance

1333 W McDermott Dr Suite 200
Allen, TX 75013

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Brent Davis Insurance Blog

Home Insurance FAQs

Wise insurance choices are one of the best ways to protect your investments. This includes the investment you have made into your home. At Brent Davis Insurance in Allen, TX, we are here to help you make those solid insurance choices.

Do I Need Home Insurance?

Your home is one of your most important investments. In order to properly protect it, you need a homeowner’s policy in place. If you are making payments on your home through a mortgage, you will likely be required by law to have insurance on your home. But, even if you do not have a mortgage in place, it is the best way to ensure that your home can be properly repaired or replaced should it be damaged or destroyed. 

What Does Home Insurance Cover?

Your home insurance policy will provide the following types of coverage:

Property damage– If the actual property is damaged or lost, the policy will pay for repairs or replacement. This is a crucial way you can provide stability for your family. If the home is damaged or lost and you can’t pay out of pocket for repairs or replacement, your family could be left without a place to live. 

Liability– You carry a huge responsibility as the owner of the home. If someone is injured in your home or on your property, you could be held liable for their injuries or any legal fees that might result. Liability coverage will protect you and pay for these types of expenses. 

Get Home Insurance Today

If you would like to learn more about home insurance, or any of our other insurance products, please get in touch with us at Brent Davis insurance in Allen, TX. We will be happy to help you. 

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  • Foremost
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