As someone renting an apartment or single-family home, you may be aware that the owner's home insurance policy will only cover any damage that is done to the property you are renting. You are not able to benefit from that insurance policy as a renter. However, Brent Davis Insurance in Allen, TX does offer Texas renters another option with renters’ insurance.
When you first get the policy, outline all the different personal items that you have in your possession so that it is recorded in the event of a tragedy. You want to outline items such as the following:
If you have a guest over and get hurt, you may be responsible. If the damage is caused by another person living with you or a pet you own, you could be held liable for medical expenses and property damages. With your renter's insurance, you have liability protection to give you the financial assistance you need to cover these costs.
Unfortunately, some tragedies happen in Texas where the home or apartment you are renting is damaged, and you need to relocate. Whether the property is being renovated or the damage is so severe that you need to look for a new property, the expenses you incur ding that period is covered with your renter's insurance. If you have to move out and stay somewhere from a few days to a month, you can get reimbursement for the costs associated with relocation.
If you live in or around Allen, TX, and rent a property, you need to get your renter's insurance policy today. We can help you customize a policy based on your needs as the renter. We look forward to speaking with you soon at Brent Davis Insurance.
Brent is on top of his game and available to answer any questions I have. I can’t recommend him enough.
Awesome customer service and quickly resolved an issue with my claims adjuster. Honest and genuine professional I highly recommend his services!
Real stand-up company. Worked to achieve a solution that would cover everything I needed at a reasonable rate. Really friendly people.