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Brent Davis Insurance

1333 W McDermott Dr Suite 200
Allen, TX 75013

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Texas Homeowners with home insurance coverage

Home Insurance in Texas

Owning a house in Texas is a milestone achieved through hard work. This prized asset warrants magnificent protection from imminent perils like fire and weather. The only cushion for your dwelling is robust home insurance from Brent Davis Insurance. Even if you are not residing in your house, home insurance will safeguard you against impending damage. Home insurance will protect you from both external and internal damage. Are you a homeowner or aspiring to purchase a new home? Don't hesitate to get in touch with our agents at Brent Davis Insurance in Allen, TX, and get a flexible and financial shield that will protect you from any financial hardship, either arising from expensive repairs or reconstruction of your house.

Is home insurance mandatory in Texas?

Home insurance isn't mandatory in Texas. However, if you financed the building or bought your new home through a mortgage in Texas, you would be required to maintain or show proof of home insurance to your lender. It's also prudent to consider other optional home insurance coverage from Brent Davis Insurance to have additional protection. They include:

Additional living expenses coverage

There are some instances when a covered peril strikes, making your home uninhabitable. This calamity can relegate you and your family members to homelessness, forcing you to seek shelter elsewhere temporarily. Luckily, if you invest in loss of use coverage, it kicks in and pays for additional hotel expenses and accommodation while waiting for your dwelling to be repaired or reconstructed.

Medical payments coverage

It caters to medical expenses, especially if a visitor sustains an injury while living on your property. For example, if a guest trips and breaks their leg in your apartment, this policy salvages you from catering to the accrued medical costs.

Dwelling coverage

It safeguards the structures of your home, encompassing the floors, ceilings, built-in appliances, and walls against covered perils like fire, vandalism, and theft.

Contents coverage

It's a kind of home insurance designed to protect your personal belongings like clothing, electronics, and furniture after a covered peril strikes and damages them. It covers you even if you are away from your residence.

With prolific home insurance, do you want to safeguard your home and personal property? Please call or visit us at Brent Davis Insurance in Allen, TX today and get detailed information about a home insurance policy.

Additional Information

Servicing States

  • Texas

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